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Savings

Savings Options

Structure your business savings through non-profit/public funds, CDs, CDARs, ICS, and Money Market accounts. 

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Health Savings Accounts 

Available for business owners and their employees if they have a high deductible Health Plan.  The account could earn interest based on the balance in the account. 

CDARS

CD program that allows for access to FDIC insurance on deposits in excess of $250,000.

ICS

Money Market and Savings program that allows for access to FDIC insurance on deposits in excess of $250,000.

Money Market

If you do not anticipate writing a lot of checks each month, this account is designed for you. This tiered account earns a competitive rate of interest daily on your collected balance that is compounded and credited to your account each statement cycle. A minimum balance of $2,500 is required to open this account. If the balance falls below $250 on any day of the statement cycle, the account maintenance fee is $10.

Certificates of Deposit

Our fixed-rate Time Deposits enable you to take advantage of higher interest rates based on market trends. With a minimum deposit of $1,000, we can structure one from three to 60 months to fit your individual needs. We offer competitive rates with interest compounded and credited monthly. You have a choice of receiving your interest by check, depositing it into an existing account here, or adding it to this one. Please call for current interest rates

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