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I am Dawn Ratliff, the Chairman of the Board of Directors for the First Federal Community Bank of Bucyrus Ohio. I have been a member of the board since 2009 serving in various committee capacities and was elected Chairman in 2020.
As Chairman of the Board, I am grateful to reflect on another year of growth and partnership at First Federal Community Bank. Our focus has remained clear: to serve the unique needs of our communities and ensure that the trust you’ve placed in us continues to be earned. This past year, we’ve taken significant steps forward, expanding our services while staying true to the values that have defined us for generations. I’m proud of the way we’ve balanced innovation with the personal relationships that make community banking special. We’ve introduced new programs and lending options that help both individuals and small businesses succeed, all while maintaining our commitment to stability.
Looking ahead, I am confident in our direction. With a talented team, strong community ties, and a shared vision for the future, we’re well-prepared for what’s to come. Thank you for your continued support as we move forward together.
Dawn S. Ratliff - Chairman of the Board
Honorary Directors
Executive Officers
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